Happy New Year!

Winter Vacation

From our family to your family, we wish you the happiest of New Years!

Thank you for insuring with Johnson & Rohan Insurance.

Before relaxing on a long vacation, there are many things you need to think about: airline tickets, hotel reservations, and car rental. What about your auto insurance coverage?

If you have your own MA personal auto insurance policy then your coverage will follow you in the United States, U.S. Territories, Puerto Rico, and Canada.

If you travel to Bermuda, Europe, Mexico or other international destinations, you MA personal auto insurance coverage will NOT follow you and you will want to purchase coverage from the rental company.

If your lucky enough to be in Florida during the winter months, and your Massachusetts home is unoccupied, we suggest you have a neighbor, or friend, check on your home every few days or so.

They should bring in mail and packages and make sure the home is safe, locked and secure.

They should also check the temperature of your home to help prevent frozen pipes.

Ideas to help prevent frozen pipes from happening:

  • Keep the house heated to a minimum of 65 degrees. The temperature inside the walls where the pipes are located is substantially colder than the walls themselves. A temperature lower than 65 degrees will not keep the pipes inside the walls from freezing.
  • Open hot & cold faucets enough to let them drip slowly. Keeping water moving within the pipes will prevent freezing.

If you do happen to have an insurance claim, here are some of our popular, after-hours claim numbers:

Claim reporting is available 24 hours per day/ 7 days per week. If you want to report a claim during off hours, have your policy number ready and call:

Premier/ Travelers:     1-877-425-2466

Safety Insurance:    1-866-906-5016

Vermont Mutual:      1-800-435-0397

MPIUA:      1-800-392-6108

 

Merry Christmas

Santa Claus

Did you know there’s a huge spike in parking lot fender benders during the Holiday Season?

Makes sense, with the increased volumes at the shopping malls & grocery stores, & the hustle & bustle that comes with shopping.

Some tips:

  • With snow, ice & fogged windows, it is even more important to remember to take your time.
  • Warm up your car.
  • Turn off the radio & cell phone as you navigate in & out of parking lots & spaces.
  • Take a moment to smell the mistletoe. Remember: The Holiday Season is supposed to be fun & relaxing & a time to reconnect with family & friends.
  • Drive Safely!

From our family to your family: Merry Christmas, Happy New Year … and thank you for insuring with us.

Dangers of Distracted Driving

dangers of texting and driving

Distracted driving is the most common cause of accidents.

The most common distraction is texting or looking at your cell phone.

The National Insurance Highway Institute describes 3 types of distractions:

  1. Visual – taking your eyes off the road;
  2. Manual – taking your hands off the wheel; and
  3. Cognitive – taking your mind off what you’re doing.

In order to best avoid distractions: put away any device that might tempt you to stray away from the driving task at hand.

If you have kids in the car, make sure they are securely in their safety seats before departing.

If you have a long road trip in front of you, make sure you are well rested and alert.

 

 

Happy Thanksgiving

Happy Thanksgiving 2015

A special greeting of thanks

to express our appreciation for your confidence in us.

Johnson & Rohan Insurance is thankful for our clients.

From our family to your family: we wish you a happy and healthy
Thanksgiving Day.

Johnson & Rohan Insurance will be closed on Thanksgiving Day and Friday 11/27/2015.

We will be open on Saturday, November 28th from 9:00 am – 12:00 noon.

Otherwise our regular office hours are Monday – Friday 9:00 am – 5:00 pm and Saturdays 9:00 am – 12:00 noon.

Always available by appointment.

Claim reporting is available 24 hours per day/ 7 days per week. If you want to report a claim during off hours, have your policy number ready and call:

Premier/ Travelers:     1-877-425-2466

Safety Insurance:    1-866-906-5016

Vermont Mutual:      1-800-435-0397

MPIUA:      1-800-392-6108

What To Do …if in an Auto Accident

What to do if in an Auto Accident

Getting in an auto accident can be a very scary thing.

Johnson & Rohan Insurance has some suggestions …

What to Do if you get in an Accident:

  • Stop.
  • Be Courteous.
  • Stay Calm.
  • Your interest will be served best if you are courteous and engage in no controversy at the scene of the accident.
  • If there is significant damage to any of the vehicles or any potential injuries call 9-1-1 immediately.
  • Get the names of the owners and drivers involved.
  • Get license numbers, telephone numbers, and registration numbers.
  • Get the names, addresses, and telephone numbers of witnesses.
  • Express no opinion as to who was at fault.
  • Give no information except for as required by the authorities.
  • Do not sign any statements unless required by authorities.
  • For prompt claims call or e-mail Johnson & Rohan Insurance!

For more information about Johnson & Rohan Insurance services please give us a call or a click!

Don’t Forget to Bundle!

Happy Bundling

If you signed up for Massachusetts auto insurance with Johnson & Rohan Insurance, chances are, we saved you money.

We also probably improved your coverage.

Our job, as MA independent insurance agents, is to shop your coverage with multiple companies, make coverage recommendations, and help you if you ever have a billing question or claim problem.

We re-rate renewals and suggest coverage improvements, insurance or discount programs.

Some of the traditional Massachusetts automobile insurance discounts include:

Age 65 or Older, Passive Restraint, Annual Mileage discounts, Anti-theft, Multi-Car, Driver’s Education, Public Transit

Additional discounts may include:

Account discounts, Excellent driver & excellent driver plus discounts (99 & 98 drivers), Pay in full discounts, Hybrid vehicle discount, Advanced driver training discount, Alumni & professional group discounts, Good student discount (“B” or better), Student away at school discounts

Call or click us for your free MA auto insurance discount review!

Advanced Driver Training

Advanced driver training discount

The number one killer of teens is automobile accidents.

Johnson & Rohan Insurance promotes safe driving and recommends In Control Advanced Driver Training.

Many companies offer an Advanced Driver Training discount, one of our companies in particular (Safety Insurance) supplements the cost of the class. Instead of paying the standard rate of $299, Safety Insurance clients pay only $75.

In addition, clients receive a 5% discount on their auto insurance (Safe Roads Alliance).

In Control offers crash prevention training to drivers of all ages. This closed course, hands-on education was adapted from existing law enforcement training in the United States as well as European instruction that led to a societal shift in attitudes toward driving in many countries.  

In Control has trained nearly 25,000 students and receives endless praise from graduates, parents, schools, police departments, insurance companies, legislators and community groups all over New England.   Most graduates enjoy insurance discounts and the peace of mind knowing that they have been trained for emergency situations.  Third party research has found a 70% reduction in crashes for new driver graduates of our training and similar results for experienced drivers trained through our commercial programs.

While focused on training New England drivers of all ages, In Control has traveled the United States providing training, consulting and products to keep people safe from the most dangerous thing we do.

Call, click, or stop by to find out more about Advanced Driver Training.

Panning a trip to Canada?

Moose Canada Card

We recommend you call us for your Canada Non-Resident Liability Card.

Canada requires that U.S. vehicles provide evidence of liability coverage when traveling the provinces.

781-224-0909

Joke of the Day:

Q: What is a moose’s favorite thing to put on a hot dog?

A: Moosetard

Johnson & Rohan Insurance 24/7

If you have a claim during off hours, or over the weekend, a call to our office will provide you with 24 hour a day/ 7days a week claim reporting information.

Call Johnson & Rohan Insurance: 1-800-491-1414

Travelers Insurance Company/ Premier of Massachusetts: 1-800-252-4633
Safety Insurance: 1-800-951-2100
Vermont Mutual: 1-800-435-0397
MPIUA: 1-800-392-6108
Progressive: 1-800-776-4737

24-Hour-Claim-Service-300x224

If you have a claim during off hours, or over the weekend, a call to our office will provide you with 24 hour a day/ 7days a week claim reporting information.

Call Johnson & Rohan Insurance: 1-800-491-1414

  • Travelers Insurance Company/ Premier of Massachusetts:  1-800-252-4633
  • Safety Insurance: 1-800-951-2100
  • Vermont Mutual: 1-800-435-0397
  • MPIUA: 1-800-392-6108
  • Progressive: 1-800-776-4737

You can also report a claim right here by clicking our: “Report a Claim” tab.