24 Hour/ 7 days per week Claim Reporting

Did you know?

You can report a claim 24 hours/ 7 days per week.

Have your policy number ready and dial:

Vermont Mutual:  800-435-0397

Safety Insurance:  866-906-5016

Progressive:  800-776-4737

Travelers/ Standard Fire:  877-425-2466

MPIUA:  800-392-6108

Commerce/MAPFRE:  800-922-8276

Amica:  800-242-6422

Plymouth Rock/Pilgrim Insurance: 617-951-1620

Hagerty Insurance:  800-385-0274

Swyfft Insurance:  855-479-9338

Openly:  857-990-9080

Disabled Veterans Tax Exemptions in Massachusetts

Disabled Veterans Tax Exemptions in Massachusetts

 

 

Did You Know? In Massachusetts disabled veterans approved for a Disabled Veteran (DV) plate by RMV Medical Affairs are exempt from paying certain RMV registration and/or driver’s license fees.

Disability Veteran plates are issued only to qualified Massachusetts resident veterans who meet the same qualifications as those applying for a disability plate. The DV plate letter (RMV35A) details your service connected disabilities. You must have a combined rating of at least 60% service connected disabilities for qualifying conditions.  These are the same disabilities that would qualify you for disabled parking. These plates are issued only to qualifying persons who are the primary owner of a registered passenger vehicle.

RMV fees that are exempted include:

Registration fee

Per M.G.L. Chapter 90, Section 33(29), disabled veterans do not need to pay a registration fee for one passenger vehicle or pick-up truck. It must be owned by the veteran and used for non-commercial purposes. The veteran can choose either one set of DV plates or one set of passenger plates. If the veteran chooses passenger plates with an additional special plate fee (special, vanity, or reserved plates), the special plate fee must be paid. If the veteran owns additional vehicles, registration fees must be paid for those vehicles.

Driver’s license fee

Per M.G.L. Chapter 90, Section 33(29), disabled veterans do not need to pay fees for driver’s license transactions. It does not matter if the veteran has obtained DV plates, but he/she must be approved for them.

Excise tax

Per M.G.L. Chapter 60A, Section 1, disabled veterans do not need to pay excise tax for one passenger vehicle or pick-up truck. It must be owned by the veteran and used for non-commercial purposes. It does not matter if the veteran has obtained DV plates, but he/she must be approved for them. Application for the excise tax exemption must be made to the board of assessors of the city or town where the vehicle is registered. If the veteran owns additional vehicles, excise tax must be paid for those vehicles.

Sales tax

Per M.G.L. Chapter 64H, Section 6, disabled veterans do not need to pay sales tax for one passenger vehicle or pick-up truck. It must be owned by the veteran and used for non-commercial purposes. To be eligible, the veteran MUST obtain DV plates for the vehicle. If the veteran purchases additional vehicles, sales tax must be paid for those vehicles.

How to Avoid Hitting a Deer

Did you know that the highest rate of deer collisions occurs between October and December? This is the migration and mating season for deer, so they are likely to be moving at a more frequent pace.

According to the National Highway Traffic Safety Administration, there are one million car accidents involving deer each year in the United States, resulting in close to 200 deaths and an additional 10,000 injuries. The financial costs are also high, as deer collision damages to vehicles total upward of $1 billion in costs a year. On average, a vehicle collision with a deer will cost an insured more than $3,000 in damages. The Insurance Information Institute (I.I.I.) attributes the increase in deer-vehicle collisions to the fact that more roads are being built through wildlife habitats, which causes deer to be displaced from their natural habitat.

How to avoid becoming a statistic

  • Stay alert and look for signs: The easiest way to avoid crashes is to stay awake and aware of your surroundings while driving – a best practice in any season. Drivers should also look for signs regarding deer crossing, as studies have found that crash risk can be reduced by up to 34% when signs are posted.
  • Recognize deer patterns: You’re most likely to see a deer at dawn or at dusk, and if you do see a deer, always slow down. Deer typically travel in groups so if you see a deer crossing alone, you should wait a few minutes – more deer are likely to follow.
  • Don’t swerve to avoid a deer collision: If a crash with a deer becomes inevitable, it is better to apply the brake hard and fast rather than try to swerve in another direction; this could cause a more serious accident with another vehicle, guardrail or tree. Brake firmly, holding onto the steering wheel, and bring your vehicle to a controlled stop.

If you are involved in a crash, make sure to notify police officials and your insurance agency immediately. It is important to fill out the accident forms completely and accurately.

Johnson & Rohan’s Top 5 Massachusetts Public Golf Courses

Top 5 Massachusetts Public Golf Courses

Johnson & Rohan’s Top 5 Massachusetts Public Golf Courses- 2019
  1. Taconic Golf Club- Williamstown, MA (413) 458-3997. Located on edge of the Williams College campus this 1897 Stiles and Van Kleek classic makes the top 100 Public in the United States. Check out the placque on #14 where Jack Nicklaus had a hole in one during the 1956 US Junior.
  2. Pinehills Golf Club- Plymouth, MA (866) 855-4653 Created to rival the country’s most prestigious golf clubs, Pinehills brings world class, daily fee golf to New England. Conveniently located in Plymouth, Massachusetts – just a short drive away from Boston and Cape Cod – Pinehills Golf Club is spectacularly set on over 300 acres of rolling hills punctuated by dramatic, glacially carved kettles and kames. Note: I don’t know what a kame is.
  3. Red Tail Golf Club- Devens, MA (978) 772-3273. Nestled within the property formerly within Fort Devens, this 18 hole championship layout is kept in immaculate condition. Lots of elevation changes, fast greens and you can’t beat the weekend Junior Golfer plan where kids under 17 play free when accompanied by a paying adult.
  4. Farm Neck Golf Club- Oak Bluffs, MA (508) 693-3057. Located on Martha’s Vineyard, this semi-private gem plays to 6800 yards from its back tees. As you play, you will find yourself traversing a striking variation of topography and vegetation — everything from woodlands, to open meadows, to salt marshes, to stunning overlooks and intimate brushes with the water’s edge. Massachusetts’ top island public links.
  5. Granite Links Golf Club- Quincy, MA (617) 689-1900 Perched atop the Quincy quarries with stunning views of Boston, Granite Links has a great reputation for its championship caliber golf, driving range, food, beverage and events. Three strong 9 hole routings offer different tests. Wrap up your day in the beautiful clubhouse with full dining options and great views of the city.