When you Google “Why are my Massachusetts auto insurance rates so high?”
Google’s AI Overview gives us some insight:
Massachusetts has some of the highest auto insurance costs in the country due to many factors, including:
- Claims: The state has more bodily injury and property damage claims per vehicle than most other states.
- Cost of living: Higher costs for medical care, auto repairs, and litigation.
- Driver profile: Factors like age, driving record, and where you live can affect your rates.
- Car technology: Newer cars have expensive-to-repair technology.
Here are some ways to lower your car insurance rate:
-
DiscountsAsk your agent about discounts you may qualify for, such as being a safe driver, a member of an association, or a good student.
-
Driving recordMaintain a good driving record by avoiding accidents and violations for a period of time.
-
Payment optionsSome companies offer discounts for paying for your insurance in full at renewal or signing up for auto pay.
-
Other optionsYou can also try increasing your deductible, comparing quotes, taking a defensive driving course, or improving your credit score.Our suggestion for Google AI is to include:Find a good, dependable independent insurance agent that has numerous markets for different types of insurance.