& so are the new, 2012 Johnson & Rohan Spring Newsletters!
Articles include:
Look for your new, newsletter in your mailbox or online soon.
Also, Johnson & Rohan Insurance is on facebook. “Like Us” @: facebook
Everything you wanted to know about your auto insurance Substitute Transportation coverage, but forgot to ask until after your auto accident …
There are over 4.5 million dog bites each year. These dog bites account for almost 25% of annual homeowner insurance liability claims. If you are a dog owner who’s in the market for a homeowner insurance policy, you should know what you might be up against.
Certain breeds may exclude you from coverage in the voluntary market. These breeds include (but are not limited to): Akita, Cane Corso, Chow, Doberman, German Sheperd, Mastiff, Pit Bull, Ridgeback, Rottweiler, and Wolf Hybrid.
Any dog with a past history of biting will exclude the owner from voluntary market coverage.
Take 5 minutes every month to check your tires including:
Pressure: Under inflation is a tire’s #1 enemy. Check your tire pressure. A tire can lose up to half of it’s air pressure and not appear to be flat!
Alignment: Is your vehicle pulling to one side, or shaking? Have a tire dealer check the alignment periodically to ensure your car is property aligned.
Rotation: You should rotate your tires approximately every 5,000 miles. Regularly rotating your vehicle’s tires will help you achieve more uniform wear.
Tread: Measure & inspect it. Visually check your tires for uneven wear, looking for high and low areas or unusually smooth areas.
The penny test: place a penny into a tire tread groove. If part of Lincoln’s head is covered by the tread, you’re driving with the proper amount of tread. if you can see all of his head, you should buy a new tire.
In an attempt to de-mystify the annual, pesky excise tax we offer the following excise tax information:
Excise bills are prepared by the RMV according to information on the registration. They are sent to city/town assessors who commit them to local tax collectors for distribution.
The excise tax rate is $25 per $1,000 of valuation (NADA) subject to the following percentage formula:
In the model year: 90%; second year: 60%; third year: 40%; fourth year: 25%; fifth year & beyond: 10%.
If you have turned in your plates on the vehicle you are getting excise taxed on, or if you have transferred plates and got rid of the vehicle, you may be eligible for abatement . Abatement instructions are located on your excise tax bill.
Johnson & Rohan Insurance represents you, our client, at claim time. We see our role as your advocate to ensure a friendly, quick, fair, and professional claim experience.
If you have a claim, call us immediately at:
781-224-0909 or 1-800-491-1414
Fax: 781-224-0546
Office hours:
Monday – Friday 9:00 – 5:00 pm
Saturdays 9:00 – 12:00 pm
We often work extended hours and are available 24/7 by appointment.
If you call our office during off hours our answering machine will provide your different companies 24/7 claim reporting telephone numbers.
Accidents and home insurance losses don’t always wait for office hours!
If you have a claim during off hours, have your policy number ready and call:
Travelers/ Premier: 1-877-425-2466
Vermont Mutual: 1-800-435-0397
Safety Insurance: 866-906-5016
MPIUA: 1-800-392-6108
You can also report a claim right here on our website: Johnson & Rohan Report A Claim
You can click, print, fill out and send us a: MA Motor Vehicle Operator Report
Did you know? At the Massachusetts Registry of Motor Vehicles website (mass.gov/rmv) you can:
Also, don’t forget, Johnson & Rohan Insurance offers daily, complimentary Registry of Motor Vehicles service for our clients.
Call or click us today!
Thank you for insuring with us.
Top 10 Reasons to insure with Johnson & Rohan Insurance …
At the time of an accident, it is easy to get flustered. With this in mind, we offer some basic tips.
What to do if in an accident:
phone: 781-224-0909 or 1-800-491-1414
fax: 781-224-0546
visit us at: https://johnsonandrohan.com/claim.htm
e-mail us at: claims@JohnsonandRohan.com
As Super Bowl Sunday approaches, Johnson & Rohan Insurance is looking forward to the big game.
Specifics:
What? Super Bowl XLVI = Super Bowl Roman Numeral 46
Who? New England Patriots vs NY Giants
When? Sunday, February 5, 2012 6:30 pm EST
Where? Indianapolis, Indiana
Network? NBC
Regular Season Records:
Patriots: 13 – 3
Giants: 9 – 7
Las Vegas? Patriots – 3 point favorites
Half time show? ’80’s icon Madonna
According to 80music.about.com,
Top 5 Madonna songs:
Borderline
Like A Virgin
Material Girl
Into The Groove
Dress You Up
Last Super Bowl meeting between the two?
No comment.
Johnson & Rohan predicts:
Patriots: 45 Giants: 17
Go Patriots!
Win or lose, we’re happy to be watching February football!
Please Don’t Drink & Drive
… & don’t kick your dog, no matter what happens in the Super Bowl.
