Happy Thanksgiving

Happy Thanksgiving 2015

A special greeting of thanks

to express our appreciation for your confidence in us.

Johnson & Rohan Insurance is thankful for our clients.

From our family to your family: we wish you a happy and healthy
Thanksgiving Day.

Johnson & Rohan Insurance will be closed on Thanksgiving Day and Friday 11/27/2015.

We will be open on Saturday, November 28th from 9:00 am – 12:00 noon.

Otherwise our regular office hours are Monday – Friday 9:00 am – 5:00 pm and Saturdays 9:00 am – 12:00 noon.

Always available by appointment.

Claim reporting is available 24 hours per day/ 7 days per week. If you want to report a claim during off hours, have your policy number ready and call:

Premier/ Travelers:     1-877-425-2466

Safety Insurance:    1-866-906-5016

Vermont Mutual:      1-800-435-0397

MPIUA:      1-800-392-6108

What To Do …if in an Auto Accident

What to do if in an Auto Accident

Getting in an auto accident can be a very scary thing.

Johnson & Rohan Insurance has some suggestions …

What to Do if you get in an Accident:

  • Stop.
  • Be Courteous.
  • Stay Calm.
  • Your interest will be served best if you are courteous and engage in no controversy at the scene of the accident.
  • If there is significant damage to any of the vehicles or any potential injuries call 9-1-1 immediately.
  • Get the names of the owners and drivers involved.
  • Get license numbers, telephone numbers, and registration numbers.
  • Get the names, addresses, and telephone numbers of witnesses.
  • Express no opinion as to who was at fault.
  • Give no information except for as required by the authorities.
  • Do not sign any statements unless required by authorities.
  • For prompt claims call or e-mail Johnson & Rohan Insurance!

For more information about Johnson & Rohan Insurance services please give us a call or a click!

Don’t Forget to Bundle!

Happy Bundling

If you signed up for Massachusetts auto insurance with Johnson & Rohan Insurance, chances are, we saved you money.

We also probably improved your coverage.

Our job, as MA independent insurance agents, is to shop your coverage with multiple companies, make coverage recommendations, and help you if you ever have a billing question or claim problem.

We re-rate renewals and suggest coverage improvements, insurance or discount programs.

Some of the traditional Massachusetts automobile insurance discounts include:

Age 65 or Older, Passive Restraint, Annual Mileage discounts, Anti-theft, Multi-Car, Driver’s Education, Public Transit

Additional discounts may include:

Account discounts, Excellent driver & excellent driver plus discounts (99 & 98 drivers), Pay in full discounts, Hybrid vehicle discount, Advanced driver training discount, Alumni & professional group discounts, Good student discount (“B” or better), Student away at school discounts

Call or click us for your free MA auto insurance discount review!

Advanced Driver Training

Advanced driver training discount

The number one killer of teens is automobile accidents.

Johnson & Rohan Insurance promotes safe driving and recommends In Control Advanced Driver Training.

Many companies offer an Advanced Driver Training discount, one of our companies in particular (Safety Insurance) supplements the cost of the class. Instead of paying the standard rate of $299, Safety Insurance clients pay only $75.

In addition, clients receive a 5% discount on their auto insurance (Safe Roads Alliance).

In Control offers crash prevention training to drivers of all ages. This closed course, hands-on education was adapted from existing law enforcement training in the United States as well as European instruction that led to a societal shift in attitudes toward driving in many countries.  

In Control has trained nearly 25,000 students and receives endless praise from graduates, parents, schools, police departments, insurance companies, legislators and community groups all over New England.   Most graduates enjoy insurance discounts and the peace of mind knowing that they have been trained for emergency situations.  Third party research has found a 70% reduction in crashes for new driver graduates of our training and similar results for experienced drivers trained through our commercial programs.

While focused on training New England drivers of all ages, In Control has traveled the United States providing training, consulting and products to keep people safe from the most dangerous thing we do.

Call, click, or stop by to find out more about Advanced Driver Training.

Panning a trip to Canada?

Moose Canada Card

We recommend you call us for your Canada Non-Resident Liability Card.

Canada requires that U.S. vehicles provide evidence of liability coverage when traveling the provinces.

781-224-0909

Joke of the Day:

Q: What is a moose’s favorite thing to put on a hot dog?

A: Moosetard

Johnson & Rohan Insurance 24/7

If you have a claim during off hours, or over the weekend, a call to our office will provide you with 24 hour a day/ 7days a week claim reporting information.

Call Johnson & Rohan Insurance: 1-800-491-1414

Travelers Insurance Company/ Premier of Massachusetts: 1-800-252-4633
Safety Insurance: 1-800-951-2100
Vermont Mutual: 1-800-435-0397
MPIUA: 1-800-392-6108
Progressive: 1-800-776-4737

24-Hour-Claim-Service-300x224

If you have a claim during off hours, or over the weekend, a call to our office will provide you with 24 hour a day/ 7days a week claim reporting information.

Call Johnson & Rohan Insurance: 1-800-491-1414

  • Travelers Insurance Company/ Premier of Massachusetts:  1-800-252-4633
  • Safety Insurance: 1-800-951-2100
  • Vermont Mutual: 1-800-435-0397
  • MPIUA: 1-800-392-6108
  • Progressive: 1-800-776-4737

You can also report a claim right here by clicking our: “Report a Claim” tab.

Massachusetts Homestead Act

The Homestead Act is designed to allow homeowners in Massachusetts to protect their primary residence against subsequent attachment, levy or sale to satisfy debts up to $500,000 …

Massachusetts Homestead Act

The Homestead Act is designed to allow homeowners in Massachusetts to protect their primary residence against subsequent attachment, levy or sale to satisfy debts up to $500,000. The Homestead Law does not protect against: taxes or mortgages used to purchase the residence. Homeowners must file for the Homestead Act with The Registry of Deeds office in the county in which the residence is located.

Massachusetts charges a one time Filing Fee of $35 for a Declaration of Homestead.

Registry of Deeds Links:

Registry of Deeds Offices:

District/County:

Located in:
Barnstable Barnstable
Northern Berkshire Adams
Middle Berkshire Pittsfield
Southern Berkshire Great Barrington
Northern Bristol Taunton
Southern Bristol New Bedford
Fall River Bristol Fall River
Dukes Edgartown
Northern Essex Lawrence
Southern Essex Salem
Franklin Greenfield

The Homestead Act
Questions & Answers

La Ley de Protección de Hogar Seguro
Preguntas y Respuestas

City/Town to Registry Guide

District/County:

Located in:
Hampden Springfield
Hampshire Northampton
Northern Middlesex Lowell
Southern Middlesex Cambridge
Nantucket Nantucket
Norfolk Dedham
Plymouth Plymouth
Suffolk Boston
Northern Worcester Fitchburg
Worcester Worcester

Massachusetts Deed
Indexing Standards (PDF, 276 kb)

Massachusetts Document
Formatting Standards,
Effective January 1, 2008 (PDF, 12 kb)

Massachusetts Excise Tax Time

In an attempt to de-mystify the annual, pesky Massachusetts auto excise tax we offer the following excise tax information:

The excise tax rate is $25 per $1,000 of valuation (NADA) subject to the following percentage formula:

In the model year: 90%; second year: 60%; third year: 40%; fourth year: 25%; fifth year & beyond: 10%.

Massachusetts Excise Tax Formula

In an attempt to de-mystify the annual, pesky Massachusetts auto excise tax we offer the following excise tax information:

Excise bills are prepared by the Registry of Motor Vehicles according to information on the registration. They are sent to city/town assessors who commit them to local tax collectors for distribution.

The excise tax rate is $25 per $1,000 of valuation (NADA) subject to the following percentage formula:

In the model year: 90%; second year: 60%; third year: 40%; fourth year: 25%; fifth year & beyond: 10%.

If you have turned in your plates on the vehicle you are getting excise taxed on, or if you have transferred plates and got rid of the vehicle, you may be eligible for abatement . Abatement instructions are located on your excise tax bill.

Heading to Florida?

If you have your own MA personal auto insurance policy then your coverage will follow you in the United States, U.S. Territories, Puerto Rico, and Canada …

MA Auto Policy On Vacation

Before relaxing on a long vacation, there are many things you need to think about: airline tickets, hotel reservations, and car rental. What about your auto insurance coverage?

If you have your own MA personal auto insurance policy then your coverage will follow you in the United States, U.S. Territories, Puerto Rico, and Canada.

If you travel to Bermuda, Europe, Mexico or other international destinations, you MA personal auto insurance coverage will NOT follow you and you will want to purchase coverage from the rental company.

Give us a call to see if the coverage you carry is adequate or give us a click for your free MA auto insurance quote!

Johnson & Rohan