Massachusetts Auto Insurance. Welcome to Massachusetts!
A few “fun facts” about Massachusetts:
- Nickname: The Bay State
- State Bird: Black-Capped Chickadee
- State Tree: American Elm
A couple “not so” fun facts:
- Massachusetts has the highest accident rate in the nation.
- Massachusetts has the 4th highest auto insurance rates in the nation.
Massachusetts Auto Insurance
It’s a new day & age in Massachusetts auto insurance. After 30 years of state set insurance rates we finally have … competition!
It’s important to have an independent agent shopping rates and coverage with numerous companies in order to find the best rates.
By design, insurance companies have complicated, multi-tiered rating systems. In order to get the best rates, your professional, licensed broker knows which factors to apply for each company.
The dreaded: Registry of Motor Vehicles
Auto insurance and Registration (& Title) go “hand in hand” in Massachusetts. You cannot have one without the other. Massachusetts does not have insurance cards as proof of insurance. Instead you have your vehicle’s Registration. Your Registration is your proof of insurance.
Massachusetts is a “Title state”, meaning that, in order to get your vehicle registered you must also get the vehicle titled in Massachusetts.
In order to get your new, Massachusetts Plates you will need to get paperwork from your insurance agent or company.
We will have you sign an auto insurance application, and provide you with an insurance stamped, RTA Form.
Our Registry of Motor Vehicles service is complimentary (free) for our clients.
If you are new to the state with out of state registration, the Registry will look for your original title and a total of $86 ($50 for your new MA title & $36 for your new, MA plates/registration).
If a bank/lienholder has the title to your vehicle then, perhaps, a memorandum title can be issued. If so, the Registry will require a copy of your existing Registration and, if owned less than 6 months, proof of sales tax paid.
We recommend that you get a Massachusetts auto insurance quote through our website. Once you like the premium and coverage options that we show you, we will assist you with all aspects of Massachusetts insurance!