Following please find some measures that can be taken to lessen the possibility of home insurance losses which will ensure greater insurability and more affordable premiums down the road.
Some ideas to help reduce losses and save premium dollars:
- Replace washing machine hoses when they show signs of deterioration. Consider replaceing them with stainless steel hoses. Hoses should not rub against the wall. In addition, turn off the washing machine water faucet when the appliance is not in use to help prevent leaks.
- If you suffer a water leak, make sure it is properly repaired and promptly remediated. This will reduce the possibility of hazardous and expensive mold losses down the road. Mold or rot is typically excluded, or extremely limited on the standard home insurance policy.
- Consider installing an automatic water shut-off system for your home. These systems have sensors that detect water leaks. Sensors send a wireless signal that interacets with the shut-off valve to turn off the water to the home.
- Maintain your roof. A qualifty roof inspection on a periodic basis can identify sections that need repair or replacement which help prevent water losses.