Did You Know? The state’s driving record surcharge penalty for a lapsed inspection sticker is the same as the surcharge penalty for a speeding ticket …
Did You Know? The state’s driving record surcharge penalty for a lapsed inspection sticker is the same as the surcharge penalty for a speeding ticket.
So, take a look at your inspection sticker. It might save you more than the cost of a ticket!
Please call us if you have any questions. We have access to Registry of Motor Vehicle’s inspection data.
Life Insurance might be the most generous, least selfish gift a person can leave their surviving loved ones …
Life Insurance might be the most generous, least selfish gift a person can leave their surviving loved ones.
Term life insurance rates are extremely low right now.
If you have a term life insurance policy already in effect, you may want to re-apply.
If you can get in a more preferred category, extend your policy term, and pay less money, then it may be worth the effort (application & medical exam etc.) to re-apply.
Please call or click us to discuss.
A call to our office will provide you with
24 hour a day/ 7 days a week claim service …
If you have a claim during off hours, or over the
weekend, a call to our office will provide you with
twenty four hour a day/ seven days a week claim
reporting information for our major companies. 1-800-
491-1414
There is no precise, scientific answer nor is there a reliable “rule of thumb.”
Liability coverage isn’t purchased for the average rather for the catastrophic-type loss that could jeopardize one’s personal assets …
There is no precise, scientific answer nor is there a reliable “rule of thumb.”
Liability coverage isn’t purchased for the average rather for the catastrophic-type loss that could jeopardize one’s personal assets.
Has your net worth increased over the past 5 years and have you increased your personal liability coverage to reflect this increase?
In response to increasing net worth many of our clients have purchased personal liability umbrella coverage.
Umbrella coverage sits over the liability protection on their personal autos and homes and is relatively inexpensive.
Getting your driver’s license is an exciting, and sometimes scary, event for the new driver and the new driver’s family.
Massachusetts has a strict Junior Operator Law for new drivers …
Getting your driver’s license is an exciting, and sometimes scary, event for the new driver and the new driver’s family.
Operating a motor vehicle is serious business and the Commonwealth of Massachusetts has a strict Junior Operator Law for new drivers.
As a refresher course:
Any motor vehicle operator or motorcyclist between the ages of 16 1/2 and 18 is considered a Junior Operator. The Junior Operator Law has several requirements and restrictions that significantly affect the operation of a motor vehicle by a person who has a Junior Operator’s License (JOL). The basic purpose of the law is to provide new drivers supervised opportunities in which to develop good driving skills, while keeping those drivers free of the possible distractions caused by friends under age 18 who are present while the drivers are behind the wheel.
Following, from the MA Registry of Motor Vehicles Driver’s Manual, we offer Massachusetts Junior Operator License Restrictions:
General Rule: The passenger restriction that applies to the Junior Operator (Under age 18) is lifted once the Junior Operator completes the six-month period or you reach age 18, whichever occurs first.
The six-month passenger restriction period will stop running, temporarily, during any suspension. When your JOL is reinstated, you will still have to complete the remainder of the six-month restriction period that existed at the beginning of the suspension period, unless you have already turned 18.
Call or click us at Johnson & Rohan Insurance if you would like more information on Massachusetts insurance or the Massachusetts Junior Operator Law.
The price is right and it’s free! It’s a great, big laugh …
The price is right and it’s free! It’s a great, big laugh.
Researchers at Stanford University say that laughter can be strong medicine. The physical act itself increases blood flow and contracts abdominal muscles.
The most significant evidence of laughter’s power comes from a study of heart attack patients. Half of the study group watched comedy shows for 30 minutes every day. The other half didn’t. After a year, the laughers had one-fifth the number of repeat heart attacks that the control group had.
Doctors at the University California, Irvine, say watching a humorous video decreased levels of two key stress hormones that can cause irregular heart rhythms. Heart disease patients are often given beta-blocking drugs that specifically block these hormones. The doctors say laughter does the sane thing and is a lot more fun.
In other studies, laughter has been shown to help children and adults handle painful medical procedures.
We recognize and appreciate good service when we receive it. Whether it’s getting our cars repaired, calling on a billing question, waiting in a teller’s line, or dining out … without good service it’s impossible, as a customer, to remain satisfied.
Johnson & Rohan Insurance is a full service agency specializing in all forms of insurance.
Johnson & Rohan Insurance offers our clients over 50 years of experience to provide the best service and top insurance products.
Together, principal family members: Don, Charlie, and Kevin have been working for our customers to ensure that they receive the lowest possible premiums, the best coverage, and the feeling of security that purchasing insurance should bring. We are a rapidly growing organization dedicated to investing in the latest technologies to provide top notch, “old- fashioned” service.
From our family to your family …
We recognize and appreciate good service when we receive it. Whether it’s getting our cars repaired, calling on a billing question, waiting in a teller’s line, or dining out … without good service it’s impossible, as a customer, to remain satisfied. When you call our office you will find a willing, helpful attitude and responsiveness that is the very best in the business, bar none.
At the time of a claim …
That is when the true value of your insurance agent really shows. As Independent Insurance Brokers we work for our client at the time of a loss. We take the extra step to insure that you get a prompt and fair settlement.
Reminder: If you are planning a trip to Canada, call or click us so we can provide you with a Canada Non-Resident Liability Card…
Reminder: If you are planning a trip to Canada, call or click us so we can provide you with a Canada Non-Resident Liability Card.
Canada requires that U.S. vehicles provide evidence of liability coverage when traveling the provinces.
Johnson & Rohan Insurance: Thank you for insuring with us!
How did your winter go? Were you found “at-fault” in a Massachusetts auto accident? Were you involved in a weather related, slip and slide accident?
You may want to appeal your surcharge …
How did your winter go?
Were you found “at-fault” in a Massachusetts auto accident?
Were you involved in a weather related, slip and slide accident?
Have you received the surcharge notice? If so, this means your insurance company determined you are more than 50% at-fault in the accident and more than $500 was paid out in damages.
If you believe you are not more than 50% at-fault in the accident, then you should appeal the surcharge.
You should submit the written appeal (& non-refundabe $50) to the MA Board of Appeal within 30 days of receiving the surcharge notice.
When determining fault in an accident, unlike the insurance companies, the Massachusetts Board of Appeals takes into consideration contributing factors. Such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.
The MA Board of Appeal tells us it is presently taking about 9 months before you will receive your hearing date.
Once you have received your hearing date you can: appear in person, submit a written statement, or select someone to appear on your behalf.
Appeal hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.
Call or click us at Johnson & Rohan Insurance with any questions or to discuss.
Insurance is asset protection. Do you know your policy’s limits?
Is coverage sufficient to protect your net worth?
Call or click us to discuss …
Auto insurance can protect the value of your car & provide liability protection.
Liability protection helps protect you from lawsuits or injury, up to your policy’s coverage limits.
Home insurance protects the value of your home & also protects you up to the limits of your policy if sued, on or off-premises.
Life insurance provides financial protection.
Insurance is asset protection. Do you know your policy limits?
Is coverage sufficient to protect your net worth?
Call or click us to discuss.
