Blog/News - Page 27 of 40 - Johnson and Rohan Insurance

Safety Insurance Mobile App

One of our companies, Safety Insurance, has a new, mobile phone application.

If we have you with them, you might want to take a look:

Johnson & Rohan Insurance is an independent, Massachusetts Insurance Agency.

Although there’s been renovations, we’ve been in the same Lynnfield, MA office building for over twenty years.

When our clients utilize our services, they utilize the enormous shopping power of the independent insurance agent.

We shop auto coverage with 7 auto companies and even more home and life carriers.

One of our companies, Safety Insurance, has a new, mobile phone application.

If we have you with them, you might want to take a look:

Safety Mobile

Insurance just got a whole lot easier with Safety’s iPhone App right at your fingertips. Features will allow you access to your Safety account, which provides you with functionality such as: pay your bill, report a claim at the accident scene, view your insurance card and access your agent information. Not a Safety policyholder? That’s OK; use the Find an Agent tool to locate an Independent Agent near you.

What’s New in Version 2.1

Added Mobile Bill Pay to the Safety Mobile App

You can make a payment subject to the terms and conditions and our posting schedule. You can choose an amount to pay: the minimum amount due, the total balance or another amount. You will receive a confirmation email after you have made your payment.

iPhone App

Scan to download
(using QR code scanner)Or download from
Apple Store

Android App

Scan to download
(using QR code scanner)Or download on
Android Market

Safety Mobile Website

Scan to go to the site
(using QR code scanner)Or go to
m.SafetyInsurance.com

Massachusetts Registry of Motor Vehicles: Online

The Massachusetts Registry of Motor Vehicles has a great web site which just might save you a visit to a branch location: www.MassRMV.com

The Massachusetts Registry of Motor Vehicles has a great web site which just might save you a visit to a branch location: MassRMV.com.

Their website is open all night.

Some of the popular online services offered include: cancel your plates, change your address, renew your license, and renew your registration.

Following please find links and listing of the Mass RMV’s online services:

License/ID –

Renewals

Duplicates

Road Tests

Permit

New ID

Out-Of-State Conversion

Check My Status

Registration/Title-

Renewal

Registration

Duplicates

Plates

Check My Status

Other-

Thank you Veterans

Gerry LeTourneau is a veteran and witness to the bomb. He’s also a friend.

Thank you Gerry LeTourneau, and veterans everywhere, for your service to our Country!

August 6, 1945-

100 miles off the coast of Japan, US sailors did not hear or feel anything. Instead they saw the huge mushroom cloud rise and get bigger & bigger, & wider & wider.

American bomber, Enola Gay had dropped “Little Boy,” the five-ton atomic bomb, over the Japanese city of Hiroshima.

The Navy Fleet was ordered to change direction and face the waves, so not to capsize. Waves became one hundred feet high.

Aboard the USS Kearney 19 year old signalman Gerry LeTourneau felt as if he had left his balls at the crest of the wave. He held onto the rail of the destroyer for dear life.

Later, the bodies came. Thousand of floating, radioactive, Japanese bodies.

On deck of the USS Kearney, sailors were ordered to install .50 caliber machine guns and shoot holes in the radioactive bodies until they sank.

Gerry LeTourneau is a veteran and witness to the bomb. He’s also a friend.

Thank you Gerry LeTourneau, and veterans everywhere, for your service to our Country!

Winter is around the corner:

Ice, snow & wind can have devastating effects on your home.The time to winterize is before the snow begins to fall …

I hate to think it, but winter is around the corner.

Ice, snow & wind can have devastating effects on your home.The time to winterize is before the snow begins to fall.

Here are some suggested precautions:

Maintain gutters. Removing leaves, acorns, sticks & debris from gutters so that snow & ice can drain properly can help prevent dreaded ice dams.
Trim trees & remove dead branches. Ice, snow & wind can cause weak trees or branches to break damaging your home, car or injuring someone.
Check Insulation. Add extra insulation to attics, basements and crawl spaces. If too much heat escapes through the attic it can cause snow or ice to melt on the roof. Water re-freezing causes more snow & ice to build up resulting in collapsed roofs & ice dams. Ideally, the attic should be five to ten degrees warmer than the outside air.
Keep your home warm. The temperature in your house should be at least 65 degrees. The temperature inside the walls where the pipes are located is colder than the walls themselves.

At Fault Accident Surcharge Appeal

Have you been found “at-fault” in an accident?

Have you received the surcharge notice?

If you believe you were less than 50% at-fault, you should appeal the surcharge.

Have you been found “at-fault” in an accident?

Have you received the surcharge notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.

Once you’ve received your hearing date you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are scheduled in: Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

If you decide to appeal your surcharge, call us to discuss!

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal
Division of Insurance
1000 Washington St, Suite 810
Boston, MA 02118-6200
Phone (617) 521-7478
Fax (617) 521-7772
Email: BOA Mailbox

Merit Rating Board
P.O. Box 55889
Boston, MA 02205-5889
Phone: (617) 351-4400

Disappearing Deductible and Accident Forgiveness

If you have Accident Forgiveness, your insurance premium won’t increase because of an at-fault accident. This will save you thousands of dollars over the term of the surcharge …

There are two terrific endorsements that some insurance companies in Massachusetts offer: Disappearing Deductible and Accident Forgiveness.

Safety Insurance, for example, offers a nifty endorsement called the “Shield Plus” endorsement.

It’s only available if you’re a “99” or “98” driver (violation and accident free for at least 5 years) and costs $35 annually, per vehicle.

The endorsement includes:

-$500 Disappearing Collision Deductible Credit
Accident Forgiveness (If in an accident during the policy term, Safety Insurance will not apply additional accident surcharge points to your driving record!)
Air Bag Coverage
Personal Effects Coverage
Rental vehicle Loss of Income
Emergency Road Travel Expenses
Supplemental Towing & Labor
Extended Substitute Transportation
Seat Belt Coverage
Pet Coverage
Extended Substitute Transportation

Often we recommend this endorsement. If you presently carry a $500 Collision deductible, you can typically save between $100 – $400 annually by carrying a $1,000 Collision deductible.

The Safety Shield Plus endorsement, with it’s -$500 disappearing deductible feature, lowers the $1,000 deductible to $500.

Even better than the deductible is Accident Forgiveness.

If you have Accident Forgiveness, your insurance premium won’t increase because of an at-fault accident. This will save you thousands of dollars over the term of the surcharge.

Give us a call or click to find out more.

Thank you for insuring with Johnson & Rohan Insurance.

Independent Agent Advantage

We understand you have lots of choices when it comes to buying insurance.

Johnson & Rohan Insurance Advantage:

We understand you have lots of choices when it comes to buying insurance.

Johnson & Rohan Insurance Advantage:

We assist you at claim time
We rate with 7 auto insurance companies. This allows us to find the lowest premiums and best insurance programs.
We’re not beholden to any one company; thus, you don’t need to change agents as your insurance and service needs change.
We are your personal insurance consultant, working with you as you determine your needs.
We offer one-stop shopping for a full range of products including: home, renters, condo, auto, business, life and health insurance.
We periodically help you review your coverage to keep up with your changing insurance needs.
When billing questions or issues arise, we are here to assist you.
We treat you like a person, not just another number.
We assist with the Registry of Motor Vehicles.
Serving you is important to us, both as a business and as a family.

Thank you for insuring with Johnson & Rohan.

We appreciate your business.

Have You Thought About Umbrella Coverage?

A Personal Liability Umbrella Policy “sits-over” your home and auto liability limits.

Coverage starts at $1,000,000 and provides protection from lawsuits …

A Personal Liability Umbrella Policy “sits-over” your home and auto liability limits.

Coverage starts at $1,000,000 and provides protection from lawsuits.

Coverage is relatively inexpensive to purchase.

For $1,000,000 of Personal Liability Umbrella Coverage sitting over two autos and one home, the annual premium should be somewhere around: $180.

Umbrella Policies require underlying auto insurance limits of $250,000 per person/$500,000 per accident and $100,000 of property damage coverage.

In addition to coverage limits, the insurance company provides legal defense.

So, in essence, when you purchase higher limits you also purchase improved legal defense.

Please call or click Johnson & Rohan Insurance if you would like to discuss Personal Liability Umbrella Coverage.

J&R Insurance Quote of the Day

“Live in each season as it passes; breathe the air, drink the drink, taste the fruit, and resign yourself to the influences of each.”

-Henry David Thoreau

Live in each season as it passes; breathe the air, drink the drink, taste the fruit, and resign yourself to the influences of each.

-Henry David Thoreau

Did You Know?

Johnson & Rohan Insurance is on facebook?
Thank you for “liking” us … we like you too!

Did you know WE’RE on facebook?

Not only are we on facebook but we have 191 likes!

191 might not seem like much compared to your son’s or daughter’s thousands of facebook friends, but for Johnson & Rohan Insurance each “like” represents quite an accomplishment.

For us, it’s the beginning of an insurance conversation.

The internet has given our insurance agency the ability to rate with numerous companies instantly and shop to find you the best discount and insurance programs.

We advocate for our clients at claim time and help with all billing problems.

We’d like to take this moment to thank all 191 of you that “like” Johnson & Rohan Insurance.

We like you too!