There are two terrific endorsements that some insurance companies in Massachusetts offer, namely: Disappearing Deductible and Accident Forgiveness.
This week’s Johnson & Rohan Insurance’s web log edition feature’s our Agency Spotlight on Safety Insurance’s: Shield Plus Endorsement.
The endorsement is only available to “99” and “98” drivers (violation and accident free for at least 5 years) and costs $35 per vehicle.
The endorsement includes:
- -$500 Disappearing Collision Deductible Credit
- Accident Forgiveness (If in an accident during the policy term, Safety Insurance will not apply additional accident surcharge points to your driving record!)
- Air Bag Coverage
- Personal Effects Coverage
- Rental vehicle Loss of Income
- Emergency Road Travel Expenses
- Supplemental Towing & Labor
- Extended Substitute Transportation
- Seat Belt Coverage
- Pet Coverage
- Extended Substitute Transportation
Often we recommend this endorsement. If you presently carry a $500 Collision deductible, you can typically save between $100 – $200 annually by carrying a $1,000 Collision deductible. The Safety Shield Plus endorsement, with it’s -$500 disappearing deductible feature, lowers the $1,000 deductible to $500.
By adding the endorsement and increasing your deductible, you can save money and have better coverage (accident forgiveness).
Please call or click if you would like to discuss your insurance.