Coverage Review: Part 5, Optional Bodily Injury to Others
As an insurance agent, when reviewing someone’s auto coverage, I immediately look at the Part 5, Optional Bodily Injury to Others, coverage. In my opinion, it’s the most important coverage on your policy. It’s your lawsuit coverage if you injure someone in an at-fault accident.
In addition to coverage, insurance companies provide legal defense.
We recommend limits of $250,000 per person/$500,000 per accident and a (minimum) $1,000,000 personal liability umbrella coverage.
Do you know how much coverage you have?
Give us a call or a click and let’s review.