When Johnson & Rohan Insurance signed you up, chances are we saved you money.
In addition we probably improved your coverage.
Our job, as your Independent Insurance Agent, is to shop your policies with different companies, make coverage recommendations, and to be here if you ever have a billing or claim question.
We re-rate renewals and often suggest coverage improvements or new discount programs.
Some of the traditional Massachusetts automobile insurance discounts:
Age 65 or Older – A 25% discount for all coverage items will be applied after all other discounts and rating factors, but prior to the application of the SDIP rating step.
Passive Restraint discount– A 25% discount applied to the premium paid for Parts 2,3,6 and 12 is available if your auto is equipped with an air bag or automatic seat belts.
Annual Mileage discounts – A 10% discount applied to the premium paid for Parts 1-8 and Part 12 is available if your estimated annual mileage falls between 0 and 5,000 miles. A 5% discount is available if your estimated annual mileage falls between 5,000 and 7,500 miles.
Anti-theft discounts – Up to 35% of the premium paid for Part 9 (Comprehensive) are available for automobiles with various types of qualifying anti-theft devices. Many glass companies offer complimentary “window etching” which will qualify you for a 15% anti-theft discount, in lieu of any other device.
Multi-Car discounts – Available if an individual or married couple own two or more autos insured by the same company and there are no inexperienced operators.
Driver’s Education discount – A 10% discount applied to the premium for Parts 1,2,4,5, and 7 is available for the first 3 years after an inexperienced driver has completed an approved training course.
Public Transit discount – A 10% public transit discount is applied to the premium paid for Parts 4 and 7 (up to a maximum of $75 per eligible vehicles). This discount is available if you provide your insurer with evidence of purchase of 11 months of commuter passes from qualified transit systems and if you do not drive your auto to work or school more than 10 days per month.
Additional Massachusetts auto insurance discounts may include:
- Account discount on your auto if you have a home, apartment or condominium policy with the same company.
- Excellent driver & excellent driver plus discounts (99 & 98 drivers).
- Pay in full discounts.
- Hybrid vehicle discount.
- Advanced driver training discount.
- Alumni & professional group discounts.
- Good student discount (“B”or better).
- Student away at school discount.
- Multi-vehicle policy & multi-car discounts.
Call or click us for your insurance discount review!
