Have you been found “at-fault” in an accident?

Have you received the surcharge notice?

If so, this means your insurance company paid out over $500 and have determined you to be more than 50% at-fault.

If you believe you were less than 50% at-fault, you should appeal the surcharge.

When determining fault in an accident, unlike the insurance companies, the Board of Appeals takes into consideration contributing factors; such as: road condition (icy, wet, snow-covered), visibility, other vehicle erratic driving, etc.

Once you’ve received your hearing date you can: appear in person, submit a written statement, or select someone to appear on your behalf.

Appeal hearings are scheduled in:  Boston, Brockton, Peabody, Plymouth, Somerville, Springfield, Waltham, or Worcester.

If you decide to appeal your surcharge, call us to discuss!

Mass.gov Board of Appeal Contact information

http://www.mass.gov/ocabr/consumer/insurance/auto-insurance/appeal-license-revocation/board-of-appeal-contacts.html

Board of Appeal Division of Insurance 1000 Washington St, Suite 810 Boston, MA 02118-6200 Phone (617) 521-7478 Fax (617) 521-7772 Email: BOA Mailbox Merit Rating Board P.O. Box 55889 Boston, MA 02205-5889 Phone: (617) 351-4400

Did you know WE’RE on facebook?

Not only are we on facebook but we have 191 likes!

191 might not seem like much compared to your son’s or daughter’s thousands of facebook friends, but for Johnson & Rohan Insurance each “like” represents quite an accomplishment.

For us, it’s the beginning of an insurance conversation.

The internet has given our insurance agency the ability to rate with numerous companies instantly and shop to find you the best discount and insurance programs.

We advocate for our clients at claim time and help with all billing problems.

We’d like to take this moment to thank all 191 of you that “like” Johnson & Rohan Insurance.

We like you too!

 

 

 

Did You Know? The state’s driving record surcharge penalty for a lapsed inspection sticker is the same as the surcharge penalty for a speeding ticket.

So, take a look at your inspection sticker. It might save you more than the cost of a ticket!

Please call us if you have any questions. We have access to Registry of Motor Vehicle’s inspection data.

There is no precise, scientific answer nor is there a reliable “rule of thumb.”

Liability coverage isn’t purchased for the average rather for the catastrophic-type loss that could jeopardize one’s personal assets.

Has your net worth increased over the past 5 years and have you increased your personal liability coverage to reflect this increase?

In response to increasing net worth many of our clients have purchased personal liability umbrella coverage.

Umbrella coverage sits over the liability protection on their personal autos and homes and is relatively inexpensive.