Rental Car Coverage on Vacation

Rental Car Coverage on Vacation

Worth repeating: Do I have Rental Car Coverage on Vacation?

A long time, great client recently called our office. He travels to Europe and hoped to confirm that his Massachusetts auto insurance coverage follows him when he rents a vehicle on vacation

He was surprised when I told him: coverage only follows you in the United States, U.S. Territories, Puerto Rico, and Canada.

Massachusetts auto coverage DOES NOT follow you to Bermuda, Europe, Mexico or any other fabulous, international destination. In countries outside the U.S., U.S. Territories, Puerto Rico and Canada, you definitely want to purchase liability and physical damage coverage when you rent a vehicle.

The MA Coverage that follows you (U.S., U.S. Territories, Puerto Rico, and Canada) includes: Part 5, Bodily Injury to Others; Parts 3 & 12, Uninsured and Underinsured Motorist Coverage, Collision and Comprehensive Coverage (including your deductible, if at fault).